In-Home Care, Covered 100% — You Don't Have to Be Homebound

Most people assume they need to be completely unable to leave the house to get in-home care benefits. Under EEOICPA, that’s not true — and it’s one of the most common things people are surprised to learn.

The homebound myth

If your DOL-approved condition creates a medical need for help with daily activities, you can qualify for in-home care whether or not you’re able to get out of the house. Plenty of approved beneficiaries still drive, shop, and visit family — and still qualify for paid in-home help.

Hours available

For covered conditions, in-home care can be approved for up to 24 hours a day, 7 days a week, 365 days a year. The exact amount is based on medical necessity, determined with your doctor.

What’s covered

• Skilled nursing care
• Physical, occupational, speech, and respiratory therapy
• Wound care and medication management
• Bathing, meal preparation, and light housekeeping
• Transportation to medical appointments
• Durable medical equipment and home modifications

Assisted living coverage

If assisted living is a better fit, the program can cover the medical care portion of your stay — meaning you’re only responsible for the “rent” side of the cost. This is a benefit most people, and even most facilities, don’t know exists.

Family caregiver pay

A lot of this care — bathing, meals, transportation — can be provided by your own family, and they can be paid for it. See how family caregiver pay works →

Not sure if you’re approved yet? See who qualifies →

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Call or text 937-834-4223 to find out what you are entitled to. Free consultation. We come to you.